Delta Dollars Program

Delta Dollars

Delta Dollars’ mission is to help Delta State University students with documented financial needs to improve their economic situation by providing strategies for long-term savings behavior and helping pay for post-secondary education expenses.

Delta Dollars is an 8:1 matched Individual Development Account (IDA) program that helps Delta State University students build the financial assets they need to pursue a college education.

  • Save up to $500 and we will match it with $4,000
  • Learn about maintaining personal finances through financial literacy training
  • Graduate with minimal educational debt

Apply to Delta Dollars

At this time, all Delta Dollars spots are full.  We will reopen the application process if funding becomes available.

Eligibility Requirements

Delta Dollars participants…

  • Must be a current full-time student
  • Must be a U.S. citizen
  • Current household income must be at or below 200% of the Federal Income Guideline based on family size (see chart)

2016 Federal Poverty Guideline

Persons in family/household 100% of Poverty 200% of Poverty
1 $11,880 $23,760
2 16,020 32,040
3 20,160 40,320
4 24,300 48,600
5 28,440 56,880
6 32,580 65,160
7 36,730 73,460
8 40,890 81,780

For families/households with more than 8 persons, add $4,160 to the 100% of poverty amount for each additional person.

How Delta Dollars Works

Once found eligible by program staff, participants begin monthly deposits of $42 (minimum) of earned income over 6-12 months into an Individual Development Account (IDA) established in partnership with Renasant Back of Cleveland, Miss. Delta State will match your funds at an 8:1 rate to help meet the goal of securing the funding for your post-secondary education. Once all program requirements are met, IDA savings and matched funds will be paid to the participants DSU student account to pay for tuition and fees (fall, spring, or summer).

DSU Undergraduate and Graduate students may apply. To view the step-by-step process, see the Delta Dollars Experience process chart.

Delta Dollars is proudly funded by:

A grant from Assets for Independence (AFI), a program of the U.S. Department of Health and Human Services, funds approximately 50% of costs for this program. The remaining 50% is funded through non-federal sources aquired through the Delta State University Foundation.

Assets for Independence (AFI)

For more information about Assets for Independence, visit

Renasant BankDelta State University Foundation

Thank you to our local sponsors:

Lampard’s Wholesale Meat, Inc.
No Way Jose Mexican Restaurant

Participant Success Stories

Not sure Delta Dollars is the program for you? Read a few of our success stories below:

“This is a great program! I was able to stay on track towards graduation by attending summer school with the funds. I learned a lot from the self-paced financial literacy modules. If I had the opportunity to take part in this program again, I really would.” – Gabrielle, BSN undergraduate student

“This asset-building program assisted me with furthering my college education and provided me with resources to help me achieve financial freedom. Growing up, I wasn’t taught about the various financial services banks offer. The FDIC Money Smart Curriculum provided me with such information. I am so grateful that I had the opportunity to participate in the program and volunteer in Cleveland-area communities.” – Victoria, MED-COU graduate student

“I was able to invest in myself by furthering my education with the money I saved and the money I received as I match from this program. It provided me with a way to pay tuition and purchase books. I gained valuable insight on the importance of saving. My financial situation has completely improvedsince I enrolled in and completed the program. I would recommend this program to anyone who is eligible and is looking to improve their savings behavior while in college.” – Samantha, MPAC graduate student

program participants
dollars matched
dollars saved