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Personal Accident Expense Plus

Aflac Worldwide Headquarters
1932 Wynnton Road
Columbus, GA 31999

The Personal Accident Expense Plus policy pays Accidental-Death, Dismemberment, Injury and Disability Benefits. This Plan is offered through AFLAC.

Benefits include:

  • Accident Emergency Treatment Benefit: AFLAC will pay $120 for the insured and their spouse and $70 for children if a covered person receives treatment for injuries sustained in a covered accident. Treatment must be received within 72 hours of the accident for benefits to be payable. This benefit is payable once each 24-hour period per covered accident per covered person.

  • Accident Follow-Up Treatment Benefit: AFLAC will pay $25 per treatment per day for up to a maximum of six treatments per covered accident for follow-up treatment received for injuries. Treatment must be over and above emergency treatment administered in the first 72 hours following the accident and must begin within 30 days of the covered accident or discharge from the hospital. This benefit is not payable for the same visit the Physical Therapy Benefit is paid.

    • Ambulance Benefit: AFLAC will pay $100 for ground ambulance transportation or $500 for air ambulance transportation if a covered person requires transportation by a licensed professional ambulance service. Transportation must occur within 72 hours of the covered accident.

  • Transportation Benefit: AFLAC will pay $300 per trip to the hospital if a covered person requires special treatment and confinement in a hospital located more than 100 miles from the covered person