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Cancer Select



Transamerica Life Insurance Company
P.O. Box 8063
Little Rock, AR 72203-8063
1-800-400-3042
1-888-763-7474
Claims Fax: 501-227-1651 


CancerSelect is a supplemental health insurance policy, offered through Transamerica, which provides benefits for the direct medical and indirect non-medical costs of cancer treatment. Benefits are paid in addition to any other insurance you may have, including the employer’s medical plan. Benefits are paid directly to you or directly to anyone else you choose. CancerSelect is also available to your spouse and children at the same rates. Coverage is guaranteed renewable for life, and is 100% portable at the same rates.

Medical Benefits include: 

In-Hospital Benefits

  • Hospital Confinement: This plan pays $100 per day-for up to 75 days of covered confinement. Beginning with the 76th day of continuous confinement, CancerSelect will pay the usual and customary charges for in-hospital costs in lieu of all other benefits (except surgery and anesthesia, which remain the same).  No lifetime maximum.

For hospital treatment where you are not required to pay for most services (government or charity hospitals) – in lieu of all other benefits – CancerSelect will pay $200 per day for the first 10 days of covered Hospital Confinement and $125 per day thereafter. This plan will also pay $75 per outpatient radiation therapy or chemotherapy. No lifetime maximum.

  • Attending Physician: CancerSelect will pay $45 for first day and $30 each day thereafter. No lifetime maximum.
  • Private Duty Nurse:  CancerSelect will pay $100 per day with no lifetime maximum.

In- or Out-of-Hospital Benefits

  • Drugs and Medicine:  This plan will pay $25 per day or $250 per confinement for in-hospital benefits, whichever is greater with no lifetime maximum. Radiation Therapy:  Pays charges from $5,000 to $25,000 (your choice) each calendar year for radiation therapy treatments with no lifetime maximum.
  • Chemotherapy Drugs: Pays charges from $5,000 to $25,000 (your choice) each calendar year for chemotherapy drugs with no lifetime maximum.
  • Experimental Treatment:  Pays usual and customary charges of up to $4,000 per year for drugs, chemicals, surgery, or therapy approved by FDA, NCI, or ACS. No lifetime maximum.
  • Surgery: Pays up to $3,000 for in-hospital surgery as scheduled in the policy. Pays up to $4,500 for outpatient surgery (including biopsies). No lifetime maximum.
  • Anesthesia: 25% of covered Surgery Benefit with no lifetime maximum. Diagnostic Tests:  Pays up to $300 for in-hospital biopsies and $150 for other tests per Period of Hospital Confinement. For out-of-hospital, this plan will pay up to $300 for further diagnostic tests done within 30 days prior to a Period of Hospital Confinement (in lieu of in-hospital diagnostic tests). No lifetime maximum.
  • Reconstructive Surgery:  Charges (as scheduled in the policy) of up to $750 for reconstructive surgery within two years of cancer removal. Lifetime maximum for skin cancer is $500; other cancers have no lifetime maximum.

Outpatient Benefits

  • Physician: Pays $60 for one visit by your physician, other than the surgeon, on the day of outpatient surgery. No lifetime maximum.
  • Drugs, Medicines, Lab:  Pays $250 for drugs and tests related to outpatient surgery that are received within 30 days of outpatient surgery. No lifetime maximum.
  • 2nd and 3rd Surgical Benefits:  Pays $150 each. No lifetime maximum.
  • Skin Cancer:  Pays $200 per removal, $400 per calendar year, for clinical diagnosis. Pathological diagnosis not required. With pathological diagnosis, all applicable benefits in policy schedule will be paid with no lifetime maximum with a pathological diagnosis.
  • Transportation:  When non-local hospital confinement (more than 50 miles from your residence) is required, the plan will pay (1) actual round-trip charges by common carrier, or private vehicle allowance of $.35 per mile (up to 700 miles) and (2) actual round-trip charges by common carrier for you or your spouse to accompany a child who is a covered person and requires non-local hospital confinement. Payable once per Period of Hospital Confinement. No lifetime maximum.
  • Family Member Lodging and Transportation:  When non-local hospital confinement is required, the plan will pay (1) charges no to exceed $40 per day at a motel, hotel, etc. for an adult member of your immediate family. The maximum benefit is $2,400 per Period of Hospital Confinement. And (2) actual round-trip charges by common carrier for same adult. No lifetime maximum.
  • Cancer Screening Wellness:  Pays $100 per calendar year for tests performed to determine whether cancer exists in a Covered Person. Diagnosis of cancer is not required for benefits to be payable. The benefit is not payable for any person during the first 30 days from the effective date of coverage. This benefit is limited to one payment per calendar year per covered person.

This is a partial benefit list. For additional benefits, riders, and more information regarding the above benefits, please see the CancerSelect brochure.

CancerSelect Rates:

Rates for New Enrollees effective March 1, 2007

$5,000 EACH for Radiation, Chemo, and Blood & Plasma, $200 daily hospital benefit, $100 Cancer Screening Benefit
 

Age 18 – 59

Age 60 – 64

Age 65 – 69

Age 70 – 74

Age 75 – 79

Age 80 -85

Individual

$19.70

$19.70

$49.65

$53.80

$57.20

$60.80

Single Parent Family

$23.80

$23.80

$53.75

$57.90

$61.30

$64.90

Two-Parent Family

$26.75

$26.75

$63.95

$70.70

$76.75

$82.95

Family

$29.35

$29.35

$66.55

$73.30

$79.35

$89.05

             
$10,000 EACH for Radiation, Chemo, and Blood & Plasma, $200 daily hospital benefit, $100 Cancer Screening Benefit
 

Age 18 – 59

         
Individual

$22.80

 

       
Single Parent Family

$27.50

 

       
Two-Parent Family

$30.65

 

       
Family

$33.85

 

       
             
$15,000 EACH for Radiation, Chemo, and Blood & Plasma, $200 daily hospital benefit, $100 Cancer Screening Benefit
 

Age 18 -59

         
Individual

$25.90

         
Single Parent Family

$31.20

         
Two-Parent Family

$34.55

         
Family

$38.35

         
             
You may add up to two additional $5,000 increments (for a total of $15,000 each) for Radiation, Chemotherapy, and Blood. Listed below is the monthly cost for each $5,000 increase
 

Age 60 – 64

Age 65 -69

Age 70 – 74

Age 75 – 79

Age 80 – 85

 
Individual

$3.10

$7.50

$7.50

$7.20

$6.40

 
Single-Parent Family

$3.70

$8.10

$8.10

$7.80

$7.00

 
Two-Parent Family

$3.90

$9.40

$9.80

$9.60

$9.00

 
Family

$4.50

$10.00

$10.40

$10.20

$9.60

 

 

 

 


 

This page is maintained by Lisa Giger. Send questions and comments regarding this site to lgiger@deltastate.edu